Give your clients access to liquidity against their digital-assets. APX connects crypto-backed lending infrastrucutre to your business with lending technology, custody integrations, collateral controls and servicing.
APX brings origination, custody integration, collateral controls, servicing and reporting into one platform. Configure the workflows and risk parameters for your lending program.
Configure application and identity-verification workflows, AML checks, wallet screening and underwriting controls for your program.
Coordinate deposits, collateral balances and releases. APX borrower collateral is held in segregated BitGo cold storage, with no rehypothecation.
$250M insured custody
BitGo custody coverage is subject to policy terms and conditions.
Configure loan-to-value, margin-call and liquidation thresholds. Automated workflows run against your program’s risk parameters.
Collateral monitoring every 10 seconds
Payment schedules, interest calculations, repayments and collateral releases keep each loan moving through its term.
Role-based access, portfolio reporting and audit logs give your team visibility across loans, collateral and servicing.
Services and operating responsibilities are agreed for each partnership and market.
Other integrations can be supported based on scope.
Public platform status and incident history.
Independent assurance for your vendor review.
External testing of front-end and back-end systems.
Netcoins added crypto-backed lending inside its existing app. APX provides capital, underwriting, compliance, custody and servicing, while Netcoins retains the client relationship and branded experience.
Hamburg-based Lombardor uses APX’s embedded lending technology for Bitcoin-backed euro loans. APX supplies borrower workflows, custody integrations, collateral management and reporting; loans are issued through German banking partners.
Start with referrals, launch a branded portal, or embed lending in your product. Choose the client experience and integration that fit your business.
APX application
Refer qualified borrowers through a trackable link or embed our lightweight calculator on your website. APX manages onboarding, underwriting, disclosures, collateral handling, lending and servicing.
Your brand and domain
Launch an APX-hosted lending portal on your domain. Configure your colours, appearance and workflows, with collateral controls and reporting built in.
Your existing product
APX lending servicesOrigination · Collateral · ServicingEmbed prebuilt borrower workflows through SSO, APIs and webhooks, or build a custom experience with full API access to loan, collateral and servicing data.
Provide capital and set your own lending rates, let APX fund loans at our lending rates, or combine both capital sources.
Set your own lending rates.
Offer loans at APX’s lending rates.
Combine your capital with APX funding.
Crypto lending-as-a-service lets a business offer loans backed by digital assets using an existing provider’s lending technology and infrastructure. With APX, you can refer borrowers, launch a branded lending experience or embed lending in your own product. Capital, compliance and operating responsibilities are agreed for each program and market.
The Referral model requires no platform integration. White-Label and API Integration use APX’s existing infrastructure, with lending and operating responsibilities agreed for the program and jurisdiction.
Terms depend on the model, expected volume, capital source and services required. Technology licensing includes an implementation fee, a monthly platform minimum and a fee based on deployed loan volume. Referral and other arrangements are agreed separately; detailed terms are available under NDA.
Referral requires the least setup. White-Label involves brand and domain configuration, while API Integration requires engineering work. We agree a launch plan after reviewing your scope, compliance requirements and operational readiness.
Yes. Talk to a team member about the documentation your team needs to review APX’s regulatory position, SOC 2 Type 2 audit and custody controls. We’ll confirm what is available for your review.
Tell us about your clients, target market and preferred experience. We’ll discuss the partnership model, capital structure and responsibilities.
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