Safely Borrow Against
YourCrypto‍

Starting at 9.99% APR

Access liquidity without selling your Bitcoin. Your collateral remains in segregated custody and is visible on-chain.

Borrow now

Trusted custody. Transparent lending.

Why borrow with APX Lending?

Your assets deserve the same level of protection as institutional capital. That’s why every APX loan is backed by regulated custody, insurance, and strict compliance oversight.

Fast approvals

Apply in minutes, get funded same day.

Fully compliant

CSA-approved, FINTRAC and FinCEN registered, SOC 2 attested.

Your crypto, your control

Assets held in insured BitGo wallets, never re-lent or pooled.

Loan calculator

Discover what’s possible without selling your crypto

Enter your BTC or ETH to see your available loan amount instantly.

I have
This is some text inside of a div block.
(108.103 CAD)
I can borrow up to
Loan amount
0
Term
Up to 5 yrs
60 mo
Rates starting at*
9.99%
Apply now
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The APX advantage


Fast liquidity. Full compliance. Borrow against crypto with segregated custody and transparent terms.

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Fast and easy

Apply in minutes, no credit checks, funds in hours. Paperwork-free, hassle-free.
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Full flexibility

12–60 month terms. Repay early subject to an applicable fee of three months’ interest on the amount repaid; additional borrowing requires approval. The 90/85 Standard offers partial liquidation with a 0% liquidation fee.

Regulated and insured

APX operates under Canadian securities regulatory exemptive relief. $250M insured custody, no rehypothecation, visible on-chain 24/7.


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How APX Lending works

Apply in minutes
Use your email, pick a term (12–60 months) and LTV (20–60%), upload your ID, and get pre-qualified in minutes.
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Approve & deposit
Review your offer, e-sign, then send your crypto to your dedicated APX Lending wallet (BitGo Trust custody; segregated and insured).
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Get funded fast
Once collateral confirms, we release your loan. CAD wires typically arrive in 3–24 hours. USDC (where available) is usually processed within ~3 hours during business hours.
Apply now