Safely borrow against
your crypto

Starting at 9.99% APR

Secure liquidity without selling, stress, or risk. Your Bitcoin stays yours: insured, visible, and protected.

Borrow now

Trusted custody. Transparent lending.

Why borrow with APX Lending?

Your assets deserve the same level of protection as institutional capital. That’s why every APX loan is backed by regulated custody, insurance, and strict compliance oversight.

Fast approvals

Apply in minutes, get funded same day.

Fully compliant

CSA-approved, FINTRAC and FinCEN registered, SOC 2 attested.

Your crypto, your control

Assets held in insured BitGo wallets, never re-lent or pooled.

Loan calculator

Discover what’s possible without selling your crypto

Enter your BTC or ETH to see your available loan amount instantly.

I have
This is some text inside of a div block.
≈ 108.103 CAD
I can borrow up to
Loan amount
0
Term
Up to 60 mo
60 mo
Interest rate from*
9.99%
Apply now
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The APX advantage


Fast liquidity. Full compliance. The safest way to borrow against crypto.

Apply now

Fast and easy

Apply in minutes, no credit checks, funds in hours. Paperwork-free, hassle-free.
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Full flexibility

3–60 month terms, repay anytime, redraw anytime. No penalties, no surprises.


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Regulated and insured

The world’s only CSA-compliant crypto lender. $250M insured custody, no rehypothecation, visible on-chain 24/7.


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How APX Lending works

Apply in minutes
Use your email, pick a term (3–60 months) and LTV (20–60%), upload your ID, and get pre-qualified in minutes.
Apply now
Approve & deposit
Review your offer, e-sign, then send your crypto to your dedicated APX Lending wallet (BitGo Trust custody; segregated and insured).
Apply now
Get funded fast
Once collateral confirms, we release your loan. CAD wires typically arrive in 3–24 hours. USDC (where available) is usually processed within ~3 hours during business hours.
Apply now
FINTRAC: M23366277
FinCEN: 31000248116781
CSA: APX Inc. Order  
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Accounts with APX Inc. are not protected by the Canadian Investor Protection Fund (CIPF), Canadian Deposit Insurance Corporation (CDIC), Securities Investor Protection Corporation (SIPC), or the Federal Deposit Insurance Corporation (FDIC). Content made available through the APX Platform, including social media, podcasts, and other materials, is for general informational and educational purposes only and should not be considered legal, financial, investment, or other professional advice. For information on how to submit a complaint, please visit our Complaints page. For more information, see our Terms and Conditions .
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