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Borrow USDC/CAD using your Ethereum as collateral today. Safe & transparent, with no hidden fees. APX Lending is registered with FINTRAC (US) and FinCEN (CAN).
Get access to funds for your financial needs without selling your crypto within 24 hours.
No Credit Checks
Qualify for a loan based on the value of your Ethereum holdings. No credit checks are required!
Transparent
You can see your collateral on the blockchain for the duration of your loan!
Safe
We never re-invests your collateral. Your collateral is securely stored in insured, separate cold storage wallets.
Access Liquidity Without Compromising Your Ethereum Assets
APX Lending is a leading provider of Ethereum-backed loans, revolutionizing the lending landscape by offering innovative and compliant financing options that leverage the power of blockchain technology.
Access Liquidity Without Compromising Your Assets
APX Lending is a leading provider of Ethereum-backed loans, revolutionizing the lending landscape by offering innovative and compliant financing options that leverage the power of blockchain technology.
Transparency and Security
Our commitment to transparency builds trust and confidence among our clients, knowing that their collateral is secure and is kept with insured qualified custodians in segregated cold storage wallets.
Tailored Lending Solutions
Whether you’re an entrepreneur seeking capital or an individual covering personal expenses, our flexible financing options ensure you get the support you need when you need it.
Efficiency and Timeliness
From swift loan application processing to prompt disbursement of funds upon approval, we streamline every step of the process.
Ethereum backed loans are a type of secured loan where you use Ethereum as collateral to borrow cash. Unlike traditional loans that rely on credit scores, Ethereum backed loans are backed by the value of your cryptocurrency. This makes them a viable option for individuals with limited credit history or those seeking alternative financing solutions.
At APX Lending, your security is our priority. We prioritize transparency and trust. That's why your Ethereum collateral is never reinvested. Instead, it's held in insured segregated cold storage and remains visible on the blockchain throughout the loan duration.
Ethereum vs Bitcoin - The Difference
Bitcoin (BTC) is considered digital gold, serving as a store of value, while Ethereum (ETH) operates as a versatile blockchain platform for decentralized applications (dApps) and smart contracts. Ethereum's supply is unlimited, unlike Bitcoin's capped supply. Popular Ethereum wallets like MetaMask, MyEtherWallet, and Ledger Nano S enable users to manage their Ethereum tokens easily.
Frequently Asked Questions
What are the interest rates for Ethereum Backed Loans?
At APX Lending, our interest rates for Eth are competitive and tailored to accommodate the needs and risk profiles of our clients. Factors such as loan duration, loan amount, and market conditions may influence the interest rates offered. We strive to provide transparent and fair terms, ensuring that our clients receive competitive rates that align with industry standards. We currently charge 13.99% APY on our Ethereum-backed loans.
What happens if the value of my Ethereum collateral falls?
In the event of a decline in the value of your Ethereum collateral during the loan term, our team may take proactive measures to mitigate risk and maintain the integrity of the loan. These measures may include adjusting the loan-to-value (LTV) ratio, offering options for additional collateral, or providing alternative repayment arrangements.
Our priority is to ensure the stability and security of your loan while safeguarding your interests. Should the LTV of your loan increase to 90%, our team will conveniently and automatically liquidate your collateral and pay back your loan on your behalf.
How long does it take to get approved for an Ethereum Loan?
The approval process for an Ethereum Backed Loan at APX Lending is swift and efficient. Upon submission of your loan application, our team conducts a thorough evaluation, leveraging blockchain technology for transparent verification.
While approval times may vary depending on factors such as application complexity and verification requirements, we strive to provide timely responses to our clients and issue the loans within 24 hours of application. Rest assured, we prioritize efficiency without compromising the accuracy and reliability of our assessments.
How quickly will I receive the loan funds?
Once your loan is approved and the terms are accepted, you can expect to receive the loan funds within 24 hours. At APX Lending, we understand the importance of timely access to capital, especially for urgent financial needs or business opportunities. Our streamlined funding process ensures minimal delay in disbursing funds to our clients, enabling them to execute their financial plans with confidence and efficiency.
