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En APX Lending, nos dedicamos a proporcionar soluciones crediticias seguras y que cumplan con las normas. Con años de experiencia en la industria de las criptomonedas, nos hemos forjado una sólida reputación por ofrecer servicios excepcionales y satisfacer las diversas necesidades de nuestros clientes en todo el mundo. Nuestro compromiso con la excelencia, la integridad y la satisfacción del cliente nos diferencia en el mercado. Creamos productos que utilizamos nosotros mismos con un enfoque en el cumplimiento y la transparencia.highest regulatory standards across all the markets we serve, ensuring a secure, transparent, and compliant experience for our customers.
Operamos con los más altos estándares éticos, garantizando la transparencia, la honestidad y la confianza en todas nuestras interacciones con clientes, socios y empleados.
Innovación
Adoptamos la innovación y exploramos continuamente nuevas tecnologías y estrategias para mejorar nuestras soluciones y procesos de préstamos. Nos comprometemos a mantenernos a la vanguardia y a adaptarnos al cambiante panorama financiero.
Cumplimiento
Valoramos la importancia de fabricar productos que cumplan con las leyes de los países en los que operamos. Esperamos hacer avanzar nuestra industria a través de relaciones estrechas y de cooperación con los reguladores de Canadá y del extranjero.
Trusted
We only work only with regulated and vetted counterparties
Our Commitment to Regulation
Since our inception, APX Lending has worked to become the leading global regulated crypto-backed lender. In early 2023, we applied for registration with the Ontario Securities Commission (OSC), becoming the first regulated crypto-backed lender in Canada. As we expand, we continue to seek the necessary regulatory approvals in new markets. We are dedicated to collaborating with relevant regulators to ensure we meet the highest standards of compliance across the globe.
Alongside our application to the OSC, APX Lending is registered with FinCEN (US) and FINTRAC (Canada). We are committed to building a regulated and compliant crypto-backed lending business and will continue engaging with professional bodies to uphold the highest standards for our customers.
In addition to mandatory annual financial audits as part of our OSC registration, APX Lending voluntarily undergoes a SOC 2 Type 1 audit and is planning for the SOC 2 Type 2 audit to further validate our commitment to security and transparency.
Regulatory requirements vary by country and by jurisdiction. As we expand, we will assess the regulatory requirements of each market to ensure our services remain secure and compliant.
Regulation and APX Lending FAQs
Why is Regulation Important?
Regulation ensures that financial firms operate ethically, remain solvent, and provide customers with a minimum standard of care. It also offers recourse if customers are mistreated.
What is an Authorised Body?
An authorized body is typically a government agency or industry group that enforces compliance with financial regulations. They ensure companies adhere to legal standards and can impose penalties for violations.
Will APX Lending Be Available in My Country
APX Lending is focused on global expansion, with current operations in Canada, the U.S., Australia, and New Zealand. We are actively working to meet regulatory requirements in other regions as we grow.
How Can I Access APX Lending from the EU?
No, APX Lending is not currently available for EU customers. Regulation in the EU is vastly different to the US and Canada, and we are currently working on our operational framework to potentially offer products to the European market.
How Can I Access APX Lending from South America?
APX Lending is currently looking at providing our crypto-backed loans to South American customers and it is the first location on our current expansion roadmap.
How Can I Access APX Lending from Asia?
Regulation across Asia varies widely between jurisdictions and some Asian countries have extremely stringent laws that may prohibit us from providing any form of crypto-backed loan. We are always monitoring opportunities in the Asian market and will continue to assess the viability of offering crypto-backed loans in Asia.
How Can I Access APX Lending from the UK?
APX Lending is committed to offering crypto-backed loans in the UK and understands there is a very high regulatory threshold to meet. We will continue to assess our business operations and goals with the view to offer crypto-backed loans in the United Kingdom.
Will My Loan Be Affected by Changes to Regulation?
Regulation is a moving target as legislation and rules change as the crypto market matures. APX Lending continues to assess these changes and ensure our operations remain compliant. APX Lending will always notify you of any regulatory changes that affect your crypto-backed loan.
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