At Consensus 2025, Andrei Poliakov, CEO of APX Lending, sat down with Fraser Matthews, CEO of Netcoins, to discuss a newly announced partnership aimed at making crypto-backed loans accessible for retail users in Canada.
Note: The video was recorded on the go, using just a phone in hand to keep things real and in the moment.
Introducing Netcoins – Crypto Trading for Everyone
Fraser: Consensus is probably going to be the largest crypto conference in the world this year, and it's great to be here. At Netcoins, we’re a crypto trading platform operating in both Canada and the U.S. We offer spot trading, staking, and even a prepaid Mastercard that lets you spend anywhere Mastercard is accepted and earn Bitcoin rewards.
Why Netcoins Partnered with APX Lending
Fraser: Trust is so important in this space. We’re excited to work with APX Lending because our clients now have a trusted option to get a Bitcoin loan. APX Lending is an approved crypto lender in Canada, and this gives our users a new way to access liquidity while keeping their assets intact.
Andrei: It’s great to be working with a company like Netcoins. Our partnership allows users to borrow against Bitcoin or Ethereum without needing to sell—and without triggering a tax event.
Unlocking Crypto Liquidity for Retail Clients
Fraser: Growth for us isn’t just about user numbers—it’s about expanding our product offering. This partnership means we can look at new ways to serve our clients. For example, enabling smaller crypto-backed loans, or letting people access funds ahead of payday so they can dollar cost average into Bitcoin. It’s about flexibility and real financial utility.
Onchain Transparency and User Trust
Fraser: We believe in onchain visibility. Users need to see where their assets are held and know that qualified custodians are involved. The Apex Lending model supports that level of transparency, and we’re proud to offer our clients that kind of trust.
Final Thoughts on Consensus and What’s Ahead
Fraser: The energy at Consensus 2025 is different. It’s not about fear or past failures—it’s about growth. We’re seeing maturing startups, cleaner regulation, and real forward momentum. It’s a great place to be having this conversation.
Andrei: We’re proud to bring our solution to Netcoins clients and make crypto lending simpler and safer for more Canadians.
APX Lending is a crypto-backed lender operating in the US, Canada, and globally. APX Lending does not offer financial or tax advice. We strongly encourage you to consult with a certified financial or tax professional for guidance on any related inquiries you may have.
At Consensus 2025, Andrei Poliakov, CEO of APX Lending, sat down with Fraser Matthews, CEO of Netcoins, to discuss a newly announced partnership aimed at making crypto-backed loans accessible for retail users in Canada.
Note: The video was recorded on the go, using just a phone in hand to keep things real and in the moment.
Introducing Netcoins – Crypto Trading for Everyone
Fraser: Consensus is probably going to be the largest crypto conference in the world this year, and it's great to be here. At Netcoins, we’re a crypto trading platform operating in both Canada and the U.S. We offer spot trading, staking, and even a prepaid Mastercard that lets you spend anywhere Mastercard is accepted and earn Bitcoin rewards.
Why Netcoins Partnered with APX Lending
Fraser: Trust is so important in this space. We’re excited to work with APX Lending because our clients now have a trusted option to get a Bitcoin loan. APX Lending is an approved crypto lender in Canada, and this gives our users a new way to access liquidity while keeping their assets intact.
Andrei: It’s great to be working with a company like Netcoins. Our partnership allows users to borrow against Bitcoin or Ethereum without needing to sell—and without triggering a tax event.
Unlocking Crypto Liquidity for Retail Clients
Fraser: Growth for us isn’t just about user numbers—it’s about expanding our product offering. This partnership means we can look at new ways to serve our clients. For example, enabling smaller crypto-backed loans, or letting people access funds ahead of payday so they can dollar cost average into Bitcoin. It’s about flexibility and real financial utility.
Onchain Transparency and User Trust
Fraser: We believe in onchain visibility. Users need to see where their assets are held and know that qualified custodians are involved. The Apex Lending model supports that level of transparency, and we’re proud to offer our clients that kind of trust.
Final Thoughts on Consensus and What’s Ahead
Fraser: The energy at Consensus 2025 is different. It’s not about fear or past failures—it’s about growth. We’re seeing maturing startups, cleaner regulation, and real forward momentum. It’s a great place to be having this conversation.
Andrei: We’re proud to bring our solution to Netcoins clients and make crypto lending simpler and safer for more Canadians.
APX Lending is a crypto-backed lender operating in the US, Canada, and globally. APX Lending does not offer financial or tax advice. We strongly encourage you to consult with a certified financial or tax professional for guidance on any related inquiries you may have.
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