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Borrow USDC/CAD using your Bitcoin as collateral today. Safe & transparent, with no hidden fees. APX Lending is registered with FINTRAC (US) and FinCEN (CAN).
Get access to funds for your financial needs without selling your crypto within 24 hours.
No Credit Checks
Qualify for a loan based on the value of your Bitcoin holdings. No credit checks are required!
Transparent
You can see your collateral on the blockchain for the duration of your loan!
Safe
We never re-invests your collateral. Your collateral is securely stored in insured, separate cold storage wallets.
Achieve Your Financial Goals With Confidence
Our Bitcoin and Ethereum-backed loans offer a seamless and transparent lending experience, allowing you to leverage your crypto holdings as collateral without compromising security or giving up potential future upside all the meanwhile avoiding any tax consequences from selling your crypto!
Achieve Your Financial Goals With Confidence
Our Bitcoin-backed loans offer a seamless and transparent lending experience, allowing you to leverage your crypto assets as collateral without compromising security or giving up potential future gains.
Unmatched Transparency & Security
We prioritize security by storing your collateral in segregated cold storage wallets throughout the loan term. Furthermore, for complete transparency, your Bitcoin collateral is visible and verifiable on the blockchain.
Competitive Rates and Flexible Terms
The APX Lending platform offers competitive interest rates and flexible loan terms to suit your individual needs. Whether you require a short-term loan of 3 months or a longer-term financing solution of up to 60 months, we have options to fit your goals.
Customer-Centric Approach
At APX Lending, we understand that your financial needs are unique. Our dedicated team is here to guide you through the process, answer your questions, and ensure a smooth and positive experience.
Bitcoin-backed loans may be a suitable option for individuals with limited credit history or those seeking alternative loan acquisition methods. Some loan purposes also fall outside strict guidelines traditional lenders impose whereas an APX loan can be spent in any way you see fit.
With APX Bitcoin-backed loans, you can borrow up to 60% of the value of your Bitcoin. Apply for a crypto loan to:
Consolidate Debt
Pay off high-interest debt with a lower-rate Bitcoin-backed loan.
Invest in Opportunities
Seize time-sensitive investment opportunities without selling your Bitcoin.
Make a Major Purchase
Finance a car, house, or other significant purchase with a Bitcoin-backed loan.
Cover Unexpected Expenses
Address unforeseen financial needs without liquidating your Bitcoin investment.
Capital Working Requirements
If you have a business needing capital working requirements, APX Lending can help you access funds quickly and efficiently.
The APX Bitcoin-backed loans are the perfect way of raising cash and let you keep your crypto without having to sell.
Frequently Asked Questions
Can you use Bitcoin to get a loan?
Yes, you certainly can! At APX Lending, we offer Bitcoin-backed loans specifically designed to help you leverage your Bitcoin holdings to access cash without needing to sell your cryptocurrency.
How does a Bitcoin loan work?
Bitcoin-backed loans allow you to use your holdings as collateral for a loan. Your Bitcoin remains securely stored in cold storage throughout the loan term, and you receive funds based on the assessed value of your holdings: up to 60% of the value of your Bitcoin.
How long does it take to get approved for a Bitcoin-backed loan?
The approval process for our Bitcoin-backed loans is designed to be fast and efficient. In most cases, you can expect a loan approval decision within 24 hours after submitting your online application. This allows you to access the cash you need quickly without extensive delays.
How quickly will I receive the loan funds?
Once your loan is approved, APX Lending prioritizes getting the funds into your hands quickly. Typically, the loan amount will be transferred directly to your account within 24 hours of approval.