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Secure Bitcoin-Backed Loans

Borrow USDC using your Bitcoin as collateral today

Safe & transparent, with no hidden fees

The APX Advantage

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Instant Liquidity

Get access to funds for your financial needs without selling your crypto within 24 hours.

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No Credit Checks

Qualify for a loan based on the value of your Bitcoin holdings. No credit checks are required!

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Transparent

You can see your collateral on the blockchain for the duration of your loan!

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Safe

We never re-invests your collateral. Your collateral is securely stored in insured, separate cold storage wallets.

Achieve Your Financial Goals With Confidence

Our Bitcoin and Ethereum-backed loans offer a seamless and transparent lending experience, allowing you to leverage your crypto holdings as collateral without compromising security or giving up potential future upside all the meanwhile avoiding any tax consequences from selling your crypto!

Unmatched Transparency & Security

We prioritize security by storing your collateral in segregated cold storage wallets throughout the loan term.  Furthermore, for complete transparency, your Bitcoin collateral is visible on the Blockchain for the duration of the loan.

Competitive Rates and Flexible Terms

APX Lending offers competitive interest rates and flexible loan terms to suit your individual needs. Whether you require a short-term loan of 3 months or a longer-term financing solution of up to 60 months, we have options to fit your goals.

Customer-Centric Approach

At APX Lending, we understand that your financial needs are unique.  Our dedicated team is here to guide you through the process, answer your questions, and ensure a smooth and positive experience.

Bitcoin Loans Explained

Imagine needing cash for an unexpected expense, a dream investment opportunity, or a major purchase. Traditionally, you might consider a loan from a bank. However, banks often rely on credit scores and lengthy applications, which can be a hurdle for many people, and in virtually all cases, would not consider accepting your Bitcoin as collateral for your borrowing needs.

This is where APX Lending comes in, offering a revolutionary alternative.

Loans secured by Bitcoin leverage your Bitcoin assets as collateral, allowing you to obtain cash. Unlike traditional loans that rely on credit scores and extensive documentation, Bitcoin-backed loans are based on the value of your cryptocurrency, offering instant liquidity without selling your Bitcoin.

They are a suitable option for individuals with limited credit history or those seeking alternative loan acquisition methods.

With Bitcoin-backed loans, you can borrow up to a certain percentage of the value of your Bitcoin - up to 60% with APX Lending. This allows you to access cash for various purposes, such as:

  • Consolidate Debt: Pay off high-interest debt with a lower-rate Bitcoin-backed loan.
  • Invest in Opportunities: Seize time-sensitive investment opportunities without selling your Bitcoin.
  • Make a Major Purchase: Finance a car, house, or other significant purchase with a Bitcoin-backed loan.
  • Cover Unexpected Expenses: Address unforeseen financial needs without liquidating your Bitcoin investment.
  • Capital working requirements: If you have a business needing capital working requirements, APX Lending can help you access funds quickly and efficiently.

Bitcoin Loans FAQs

Can you use Bitcoin to get a loan?
Yes, you certainly can! At APX Lending, we offer Bitcoin-backed loans specifically designed to help you leverage your Bitcoin holdings to access cash without needing to sell your cryptocurrency.

How does a Bitcoin loan work?
Bitcoin-backed loans allow you to use your holdings as collateral for a loan. Your Bitcoin remains securely stored in cold storage throughout the loan term, and you receive funds based on the assessed value of your holdings: up to 60% of the value of your Bitcoin.

How long does it take to get approved for a Bitcoin-backed loan?
The approval process for our Bitcoin-backed loans is designed to be fast and efficient. In most cases, you can expect a loan approval decision within 24 hours after submitting your online application. This allows you to access the cash you need quickly without extensive delays.

How quickly will I receive the loan funds?
Once your loan is approved, APX Lending prioritizes getting the funds into your hands quickly.  Typically, the loan amount will be transferred directly to your account within 24 hours of approval.

How This Works

Get a loan in 3 easy steps!

1 step

Register on the website

<5 minutes
2 step

Apply for a loan

<15 minutes
3 step

Get approved & funded

<24 hours

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