Key security features that protect your assets

Multi-factor authentication

Every account is secured with MFA (2FA, IP whitelisting, and email verification) to block unauthorized logins and protect against phishing and credential theft.

Advanced app and API protection

Protected by Cloudflare with DDoS defense, WAF, secure delivery, and monitoring—ensuring high availability, resilience, and performance.

Multi-signature authorization

We use Fireblocks MPC wallets with multi-party approvals, removing single points of failure and safeguarding transfers against fraud and insider risk.

Institutional-grade custody

Collateral is held with BitGo in segregated, insured wallets using advanced encryption—ensuring assets remain secure, compliant, and verifiable on-chain, 24/7.

Institutional-grade lending. Personal client service.

Borrow against your Bitcoin or Ethereum without selling. Rates from 9.99%* annually. No origination fees. Collateral held in segregated, insured custody.
Approved by Canadian securities regulators.

Schedule a private consultation

The most flexible and secure way to borrow against your crypto.

Flexible terms without compromise. We adapt to your needs while your collateral stays protected and insured.

Schedule a private consultation

Up to 60% LTV. Terms up to 5 years.

Borrow up to 60% of your collateral value with flexible terms from 3 to 60 months - among the highest LTVs and longest terms available on the market.

Segregated custody. On-chain visibility.

Your Bitcoin or Ethereum is held in segregated custody with BitGo Trust and can be verified on-chain at any time. Never rehypothecated, never deployed elsewhere.

Stay protected through volatility.

No margin calls, and a 90% liquidation threshold give you significant runway before liquidation. Monitor your position in real time and take action as market conditions change.

Backed by institutional infrastructure.

Built for serious holders. Backed by serious standards.

Trust

Canada's first CSA-approved crypto-backed lender. Registered with FINTRAC and FinCEN. SOC 2 compliant. Built for clients who only expect the highest standard of trust.

Security

Your collateral is held with BitGo Trust in insured, segregated cold wallets. It is never rehypothecated or deployed elsewhere. Covered by up to $250M in insurance.

Transparency

No hidden or origination fees and you can view your BTC or ETH collateral at all times, both on-chain and directly on the APX Lending platform for complete peace of mind.

Protection

No margin calls, and a 90% liquidation LTV give you significant room before liquidation. You can monitor your LTV and add collateral or make partial repayment at any time.

Loan calculator

See how much liquidity you can access.

Estimate how much you may be able to borrow against your Bitcoin or Ethereum without selling. No credit check. No obligation.

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How APX Lending works

Apply in minutes

Pick a term from 3 to 60 months and an LTV from 20% to 60%, verify your identity, and get pre-qualified in minutes.

Schedule a private consultation

Approve & deposit

Review your offer, e-sign, then send your crypto to your dedicated APX Lending wallet. Held with BitGo in segregated, insured custody.

Schedule a private consultation

Get funded fast

CAD wires typically arrive within 3 to 24 hours. USDC is usually processed within 3 hours during business hours.

Schedule a private consultation

Accounts with APX Inc. are not protected by the Canadian Investor Protection Fund (CIPF), Canadian Deposit Insurance Corporation (CDIC), Securities Investor Protection Corporation (SIPC), or the Federal Deposit Insurance Corporation (FDIC). Content made available through the APX Platform, including social media, podcasts, and other materials, is for general informational and educational purposes only and should not be considered legal, financial, investment, or other professional advice. For information on how to submit a complaint, please visit our Complaints page. For more information, see our Terms and Conditions .

Key security features that protect your assets

Multi-factor authentication

Advanced app and API protection

Multi-signature authorization

Institutional-grade custody

Institutional-grade lending. Personal client service.

Borrow against your Bitcoin or Ethereum without selling. Rates from 9.99%* annually. No origination fees. Collateral held in segregated, insured custody. Approved by Canadian securities regulators.

The most flexible and secure way to borrow against your crypto.

Flexible terms without compromise. We adapt to your needs while your collateral stays protected and insured.

Up to 60% LTV. Terms up to 5 years.

Segregated custody. On-chain visibility.

Stay protected through volatility.

Backed by institutional infrastructure.

Built for serious holders. Backed by serious standards.

Trust

Security

Transparency

Protection

Loan calculator

See how much liquidity you can access.

Estimate how much you may be able to borrow against your Bitcoin or Ethereum without selling. No credit check. No obligation.

How APX Lending works

Borrow against your Bitcoin or Ethereum without selling. Rates from 9.99%* annually. No origination fees. Collateral held in segregated, insured custody.
Approved by Canadian securities regulators.