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Crypto loan calculator: Borrow instantly while keeping your Bitcoin or Ethereum

Get liquidity in minutes without selling or triggering taxes.
Regulated, insured, and built for serious holders.

Calculate, compare, and understand your crypto loan

Real-time estimates you can trust

Our calculator uses live crypto pricing to show your loan amount, LTV, interest rate, and estimated repayment—helping you plan before you submit.

Unlock liquidity without selling

Compare BTC- and ETH-backed loan options and understand the collateral required for both interest-only and amortized repayment plans.

Keep the upside, avoid taxable events

Avoid triggering a taxable disposal, maintain market exposure, and secure competitive rates through a regulated, insured lender.

Fast, safe, and transparent

Collateral is held in an bankruptcy-remote subsidiary of APX Inc., used solely to deploy loans—providing structural protection in any insolvency event.

Quickly estimate your crypto loan details.

Apply now

Rates

Starting at 9.99% APR*

LTV

Borrow 20-60%. Liquidation at 90%

Terms

3-60 months, extendable.

Funding

Instantly in USDC, typically under 24h in CAD.

Minimums

$10K CAD/USDC (Canada), $25K USDC (U.S.).

*see rates here

Trusted by the best

APX Lending CEO

APX Lending 101

Accounts with APX Inc. are not protected by the Canadian Investor Protection Fund (CIPF), Canadian Deposit Insurance Corporation (CDIC), Securities Investor Protection Corporation (SIPC), or the Federal Deposit Insurance Corporation (FDIC). Content made available through the APX Platform, including social media, podcasts, and other materials, is for general informational and educational purposes only and should not be considered legal, financial, investment, or other professional advice. For information on how to submit a complaint, please visit our Complaints page. For more information, see our Terms and Conditions .