Borrow against your crypto—exclusive to Netcoins clients.

Access liquidity from your crypto without selling or triggering taxes, through a fully compliant lender. Exclusive to Netcoins clients, with minimum loans starting at $10,000 CAD or USDC.

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Trusted custody. Transparent lending.

The APX advantage

Fast liquidity. Full compliance. The safest way for Netcoins users to borrow against crypto.

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Fast and easy

Apply in minutes, no credit checks. Get your loan in hours. Paperwork-free, hassle-free, with instant verification and dedicated support.

Full flexibility

3–60 month terms, repay anytime, redraw anytime. No penalties, no surprises. Originating LTV at up to 60%, liquidation LTV at 90%.

Regulated & insured

Canada's only CSA-compliant crypto lender. $250M insured custody, no rehypothecation, visible on-chain 24/7. Registered with FINTRAC.

How APX Lending works

1. Apply in minutes

Use your email, pick a term (3–60 months) and LTV (20–60%), upload your ID, and get pre-qualified in minutes.

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2. Approve and deposit collateral

Review your offer, e-sign, then send your crypto to your dedicated APX Lending wallet (BitGo Trust custody; segregated and insured).

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3. Get funded fast

Once collateral confirms, we release your loan. CAD wires typically arrive in 3–24 hours. USDC (where available) is usually processed within ~3 hours during business hours.

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Loan calculator

Discover what’s possible without selling your crypto

Enter your BTC or ETH to see your available loan amount instantly.

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Ready to unlock liquidity from your crypto?

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Accounts with APX Inc. are not protected by the Canadian Investor Protection Fund (CIPF), Canadian Deposit Insurance Corporation (CDIC), Securities Investor Protection Corporation (SIPC), or the Federal Deposit Insurance Corporation (FDIC). Content made available through the APX Platform, including social media, podcasts, and other materials, is for general informational and educational purposes only and should not be considered legal, financial, investment, or other professional advice. For information on how to submit a complaint, please visit our Complaints page. For more information, see our Terms and Conditions .